Technology is disrupting and transforming the financial world, but the financial tech industry needs a more diverse workforce if the resulting system is to be more inclusive of women and minorities, an entrepreneur told the eMerge Americas conference Tuesday.

Ramona Ortega, founder and chief executive officer of My Money, My Future, a financial management platform, talked about ways technology is disrupting traditional financial services and creating opportunities for social innovators to tackle long-standing problems like poverty, wealth inequality and financial inclusion.