Category 4 hurricanes like Hurricane Matthew can cause devastating damage to people and property. Luckily, some of the damage to property and businesses can be mitigated by insurance. Obtaining your full insurance rights is not always so simple.

Insurance policies, like people, come in all shapes and sizes. Your coverage likely is different from the policy covering the business next door. It is critical, therefore, that you both read your policy to fully understand the coverages that you are entitled to following a loss and consult a professional to make sure you are maximizing your insurance recovery. You also need to understand when and how to appropriately provide notice to your insurance company so you do not waive any potential coverage.